At the intersection of low fixed rates, no annual fee and truly local banking lies the credit card sweet spot:  Connection Credit Union

• 13.5% APR* (or 8.9% APR*) FIXED rate.  We don’t play the variable rate game.  Can your other cards say that?
• No penalty, intro or teaser rates.  We keep it simple with a fixed rate card and no rate games.  What happens when the game ends?
• No annual, balance transfer or cash advance fees.  Just a simple and straightforward card with a great fixed rate.
• We make it easy to transfer your balance from your higher rate cards and start saving today.

*APR = Annual Percentage Rate.  On approved credit.  13.5% or 8.9% card program based on credit and approved line amount.