Connection Credit Union Loan Rates
Effective October 1, 2024
| Loan Type | Criteria | APR Range* | Terms |
|---|---|---|---|
| New Auto | 0-10 model years old | 5.99% to 17.15% | Up to 60 mos. |
| 6.50% to 17.65% | 61-72 mos. | ||
| 7.00% to 18.15% | 73-84 mos. | ||
| Used Auto | 11+ model years old | 8.00% to 19.99% | Up to 60 mos. |
| Visa | Platinum – $5K + | 8.90% | No annual or tfer fee |
| Classic – Up to $10K | 13.50% | No annual or tfer fee | |
| Recreational Merchandise | RV- 1 to 84 mo | 8.74 to 11.49% | Up to 84 mos.** |
| RV-85 to 120 mo | 9.24 to 11.99% | Up to 120 mos.** | |
| RV-121 to 180 mo | 9.74% to 12.49% | Up to 180 mos.** | |
| Motorcycles, scooters | Motorcycles, etc. | 8.74 to 11.99% | Up to 60 mos.** |
| Signature Loan | Unsecured | 9.99% to 17.99% | Up to 48 mos. |
| Second Mortgage | Up to 80% LTV | 7.99% to 11.99% | Up to 180 mos. |
| HELOC*** | Up to 80% LTV | Variable Rate*** | |
| Share Secured | Up to balance in acct. | Share rate + 2.00% (2.05%) | Up to 144 mos. |
| Mobile Home | Up to 85% of value | 10.00% to 17.00% | Up to 144 mos. |
* APR = Annual Percentage rate. Rates based on credit, term and amount financed. Rates can change without notice. Restrictions apply.
Payment example: $10,000 loan amount @ 6.99% APR for 60 months equals payment amount of $197.96.
** Available term depends on credit, age of collateral and amount financed.
*** Variable rate based on the Prime rate plus a margin and can change semi-annually.