Fees
We don’t do the ‘hidden fee’ thing. Here they are. All of them…
Checking
| Check printing (no charge for basic checks for seniors age 65+) |
.Actual cost of check order |
| Overdraft transfer (per transfer; 3 free per month) |
$ 3.00 |
| Account reconcile assistance (per hour with 1 hour minimum) |
$ 20.00 |
| Copy of check (5 free per period) |
$5.00 |
| Stop payment order (per check, maximum $30 per series) |
$15.00 |
| NSF Check / Returned check charge / Check paid against held funds (per item) |
$25.00 |
| Courtesy Pay (if eligible, per item paid) |
$25.00 |
Debit Card
| ATM use fees |
$ 0.00 |
| Card replacement |
$10.00 |
| Replacement PIN |
$5.00 |
| NSF ATM/POS Transaction |
$25.00 |
| Returned Deposit Item |
$25.00 |
| Deposit Adjustment |
$10.00 |
| Empty Envelope Deposit |
$25.00 |
EFT Transactions
| ACH Stop payment |
$15.00 |
| Failed/NSF electronic payment |
$25.00 |
IRA Accounts
| Enrollment Fee |
$10.00 |
| Annual Maintenance Fee |
$10.00 |
Money Market Accounts
| Excessive withdrawals (over 3 per month) |
$5.00 |
Miscellaneous Fees (apply to all accounts)
| Account Reconciliation (per hour, 1 hour minimum) |
$20.00 |
| Check Cashing Fee (non-member cashing on-us check, per check) |
$10.00 |
| Check Cashing Fee (member with balances <$100, per check) |
$5.00 |
| Copies of Statements (per page) |
$1.00 |
| Corporate Check Copy |
$5.00 |
| Corporate Check Issue (member request, no charge if payable to member or over $1000) |
$5.00 |
| Corporate Check Issue (non-member – i.e. merchants) |
$10.00 |
| Corporate Check Stop Payment Request |
$15.00 |
| Dormant Account Escheat Processing Fee |
$25.00 |
| Foreign Item Collection Fee |
varies by item |
| Foreign Item Return Fee |
$30.00 |
| Inactive Account Fee (monthly, if no activity for 12+ months) |
$5.00 |
| Levy/Garnishment/Legal Action Processing Fee |
$30.00 |
| Money Orders (per money order) |
$2.00 |
| NSF Check / Returned check charge / Item paid against held funds (per item) |
$25.00 |
| Photocopy/Fax (per page) |
$0.50 |
| Portfolio Loan Refinance (per loan refinanced) |
$25.00 |
| Prepaid debit card (reloadable up to 24 times, $2000 maximum/load) |
$5.00 |
| Telephone Transfer Request |
$2.00 |
| Transfer of Account due to Joint Owner removal |
$25.00 |
| Traveler’s Checks (single signature, per $100) |
0.00 |
| Traveler’s Checks (2-signature, per $100) |
$0.50 |
| Records Search (per hour with $25 minimum) |
$25.00 |
| Returned mail fee |
$5.00 |
| Wire Transfer (incoming) |
0.00 |
| Wire Transfer (outgoing, domestic) |
$15.00 |
| Wire Transfer (outgoing, International) |
$35.00 |
Savings Accounts
| Early account closure (within 90 days of opening acct) |
$15.00 |
| Primary Share account below minimum balance (quarterly) |
$5.00 |
Connect and Converse
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